Last Updated: June 2026
Health Disclaimer: This article provides general information only and does not constitute medical advice. Always consult a qualified healthcare provider for personal medical decisions. For non-emergency health advice, call HealthLink BC at 8-1-1.
For millions of British Columbians, the cost of dental care has been a significant barrier to maintaining oral health. The Canadian Dental Care Plan (CDCP) represents the largest expansion of public healthcare coverage in a generation, providing eligible residents with access to essential dental services at little or no cost.
If you're a BC resident wondering whether you qualify for the CDCP, what services are covered, or how to find a participating dentist in your community, this comprehensive guide will walk you through everything you need to know.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan is a federal program administered by Health Canada that provides dental coverage to Canadian residents who meet specific income and insurance criteria. The program launched in phases beginning in 2024, with full implementation completed in 2025.
Unlike provincial healthcare through the Medical Services Plan (MSP), the CDCP is not automatic. Eligible residents must actively apply and be approved before accessing covered services.
The program is designed to fill a critical gap in Canada's healthcare system. While physician visits and hospital care are covered under provincial health plans, dental care has historically been paid out-of-pocket or through private insurance—leaving an estimated one-third of Canadians without adequate dental coverage.
CDCP Eligibility Requirements for BC Residents
To qualify for the Canadian Dental Care Plan in British Columbia, you must meet all four of the following criteria:
1. Residency and Tax Filing Status
You must be a Canadian resident for tax purposes and have filed your most recent income tax return. The Canada Revenue Agency (CRA) uses your tax information to verify your eligibility and calculate your co-payment level.
2. Income Threshold
Your adjusted family net income must be less than $90,000 per year. This figure is based on line 23600 of your tax return and includes income from all sources for you and your spouse or common-law partner.
3. Existing Dental Insurance
You must not have access to private dental insurance. This includes:
- Employer-sponsored dental plans
- Professional association dental benefits
- Coverage through a spouse's or parent's plan
- Retirement dental benefits from a former employer
Important exception: If you have provincial dental coverage through BC's Healthy Kids Program, PharmaCare, or income assistance programs, you may still be eligible for CDCP. These public programs are not considered "private insurance."
4. Canadian Residency
You must be a Canadian citizen, permanent resident, or hold a valid work or study permit that covers you under provincial healthcare.
What the CDCP Covers in BC
The Canadian Dental Care Plan covers a comprehensive range of dental services, though coverage levels vary based on your income bracket.
Preventive Services
- Oral examinations and assessments
- Dental cleanings (scaling and polishing)
- Fluoride treatments
- X-rays (bitewing, periapical, and panoramic)
- Pit and fissure sealants
Restorative Services
- Fillings (amalgam and composite)
- Crown repairs
- Denture repairs and relining
- Root canal therapy (endodontics)
Oral Surgery
- Simple and surgical tooth extractions
- Treatment of oral infections
- Biopsy of oral lesions
Prosthodontics
- Complete dentures
- Partial dentures
- Denture adjustments
Periodontal Services
- Scaling and root planing
- Periodontal maintenance
- Treatment of gum disease
What's NOT Covered
The CDCP does not cover certain services, including:
- Cosmetic procedures (teeth whitening, veneers)
- Orthodontics (braces, Invisalign)
- Dental implants (with limited exceptions for medical necessity)
- Services performed outside Canada
Understanding Your Co-Payment Level
Your out-of-pocket costs under the CDCP depend on your adjusted family net income:
| Family Net Income | Co-Payment |
|---|---|
| Under $70,000 | $0 (no co-pay) |
| $70,000 to $79,999 | 40% of eligible costs |
| $80,000 to $89,999 | 60% of eligible costs |
Example: If you earn $75,000 and require a dental filling that costs $200, you would pay $80 (40%) while the CDCP covers the remaining $120.
For BC residents with incomes under $70,000, there is no co-payment for covered services—meaning eligible dental care is completely free at the point of service.
How to Apply for the CDCP in BC
Step 1: Verify Your Eligibility
Before applying, ensure you've filed your most recent tax return. The CRA will automatically assess your eligibility based on your income and will send invitation letters to those who qualify.
Step 2: Apply Online or By Phone
Online Application:
Visit the official CDCP portal at canada.ca/dental to complete your application. You'll need:
- Your Social Insurance Number (SIN)
- Your date of birth
- Your CRA My Account login credentials
Phone Application:
Call Service Canada at 1-833-537-4342 (TTY: 1-833-537-4346). Lines are open Monday to Friday, 8:00 AM to 8:00 PM Pacific Time.
Step 3: Receive Your Confirmation
Once approved, you'll receive a welcome package by mail containing:
- Your CDCP member card
- Your member ID number
- Information about finding participating providers
Processing typically takes 4-6 weeks, though some applications may take longer if additional verification is required.
Finding a Participating Dentist in BC
Not all dental offices participate in the CDCP. Before booking an appointment, confirm that your dentist accepts CDCP patients.
How to Find a Provider
Online Provider Search:
Use the official provider search tool at canada.ca/dental to find participating dentists by postal code.
Call Your Current Dentist:
If you have an existing dental office, call and ask directly: "Do you accept the Canadian Dental Care Plan?"
Provider Participation in BC
As of June 2026, approximately 65% of dental practices in British Columbia have opted into the CDCP. Participation tends to be higher in:
- Urban centres (Vancouver, Victoria, Surrey, Burnaby)
- Community health centres
- Dental school clinics
In some rural and northern BC communities, finding participating providers may be more challenging. If you're having difficulty, contact the CDCP helpline for assistance locating coverage in your area.
CDCP and Other BC Dental Programs
British Columbia has several existing dental programs that may interact with or supplement your CDCP coverage:
BC Healthy Kids Program
Children in families receiving income assistance or BC Employment and Assistance may qualify for the Healthy Kids Program, which covers basic dental services. Families can maintain this coverage alongside CDCP or transition entirely to the federal program.
Dental Services Through Income Assistance
BC residents receiving income assistance through the Ministry of Social Development and Poverty Reduction have access to emergency dental coverage. These individuals may also apply for CDCP for expanded coverage.
First Nations Health Benefits
Indigenous residents enrolled in the First Nations Health Authority (FNHA) receive comprehensive dental coverage through the Non-Insured Health Benefits (NIHB) program. FNHA coverage is typically more comprehensive than CDCP and should be used as the primary dental benefit.
Seniors' Supplements
BC seniors receiving the Guaranteed Income Supplement (GIS) were among the first groups enrolled in the CDCP and typically qualify for the $0 co-payment tier.
What to Expect at Your Appointment
When visiting a participating dentist as a CDCP member:
- Bring your member card or provide your CDCP member ID number
- Present valid government ID (BC Services Card, driver's licence, or passport)
- Confirm coverage before treatment begins—ask your dentist to verify which services are covered
- Pay any co-payment at the time of service if your income is above $70,000
Your dentist will bill the CDCP directly for covered services. You should not be asked to pay upfront and wait for reimbursement.
Common Issues and How to Resolve Them
"My Application Was Denied"
The most common reasons for denial include:
- Having access to private dental insurance (even if you don't use it)
- Income above the $90,000 threshold
- Missing or incorrect tax information
If you believe your denial was in error, you can request a review by calling 1-833-537-4342.
"I Can't Find a Participating Dentist"
Rural BC residents may face limited options. Consider:
- Travelling to a larger centre for dental appointments
- Contacting community health centres, which often participate in public programs
- Asking your current dentist if they plan to join the CDCP
"My Dentist Quoted Me a Higher Price"
Participating dentists agree to charge fees based on the CDCP fee guide, which may be lower than their regular rates. If you're being charged more than expected, verify that your dentist is billing according to program guidelines.
Frequently Asked Questions
Can I use the CDCP if my employer offers dental insurance that I declined?
No. If you have access to private dental insurance—whether you've enrolled or not—you do not qualify for the CDCP. The program is specifically designed for those without any private dental coverage option.
How often can I get a dental cleaning under the CDCP?
The CDCP covers dental cleanings based on clinical need, typically once every 6-9 months for most adults. Your dentist will determine the appropriate frequency based on your oral health status.
Do I need to re-apply for the CDCP every year?
No annual re-application is required. However, the CRA reviews your eligibility annually based on your tax return. If your income increases above $90,000 or you gain access to private insurance, your coverage will be adjusted or discontinued.
Can my children be covered under the CDCP?
Yes. Children under 18 are eligible for the CDCP if they meet income and insurance criteria. Families with children may also qualify for the BC Healthy Kids Program, depending on their circumstances.
What happens if I need dental care while travelling outside BC?
The CDCP does not cover dental services received outside Canada. If you need emergency dental care while travelling within Canada but outside BC, coverage may apply—contact the CDCP helpline to confirm before receiving treatment.
Need Help Navigating BC Healthcare?
For non-emergency health questions, including help understanding your coverage options, call HealthLink BC at 8-1-1. Nurses are available 24/7 to provide guidance in over 130 languages.
For CDCP-specific inquiries, contact Service Canada at 1-833-537-4342 or visit canada.ca/dental.